How to Fix Bad Credit in As Little As Two to Three Years如何解决信用不良者在短短的两三年A person's credit record has a lot of influence on his or her purchasing power, and on his or her ability to get loans on a favorable basis. 一个人的信用记录有很大的影响，他或她的购买力，以及他或她能够获得贷款的一个良好的基础。 Thus, if you have a bad credit rating, then you must undertake all the necessary steps in order to repair your credit and get a fixed bad credit. 因此，如果你有一个坏的信用评级，则必须采取一切必要步骤，以修复您的信用卡并获得一个固定的信用不良。 The first step that you need to take in order to fix bad credit is to obtain your credit report from the rating agencies, and check it for the errors, omissions, or misinterpretations. 第一步，你需要考虑，以便解决信用不良是获取您的信用报告，评级机构，并检查它的错误，遗漏或误解。 This will empower you by giving you the knowledge you need to dispute claims future lenders make about your credit. 这将赋予你的给你的知识，你需要索赔纠纷作出的未来放款约您的信用卡。 To fix bad credit, you must make all your payments on time, and you should also take up a steady and reliable job. 要修复信用不良者，你必须尽一切您的付款时间，你还应该采取了稳定可靠的工作。 If you are able to show your income stability and your regular payment behavior to the lenders, then you may fix bad credit in a period of only 2 to 3 years. 如果您能够显示您的收入稳定和您的定期付款的行为给放款人，那么您可能修复信用不良的时期只有2至3年。 You can even consult a credit counseling agency to get a fixed bad credit. 你甚至可以请教的信贷咨询机构获得一个固定的信用不良。 These credit counseling agencies are organizations that have a number of people who are trained and experienced in the field of credit. 这些信用咨询机构的组织，有一些人谁是训练有素和经验丰富的领域的信贷。 There are also the commercial credit repair companies that help you fix bad credit. 还有的商业信用修复公司，可以帮助您解决信用不良。 However, they charge a fee for the same. 然而，他们收取费用相同。 However, you must always keep in mind that you are the one who has to do all the work in order to fix bad credit. 但是，你必须始终记住，你是一个谁也做所有的工作，以解决信用不良。 Even though the credit counseling agencies can help you, you would not be able to benefit unless you know more about your credit report than anyone else. 即使信贷咨询机构可以帮助你，你将无法受益，除非您更了解您的信用报告比任何其他人。 By contacting credit bureaus, making corrections on your own, and by repaying all your debts, you can fix bad credit on your own. 联系征信机构，使更正自己，并偿还所有的债务，可以解决信用不良者自己。 |
 |  |  |  |  |  |  |  |  |